Term

With several term lengths and a wide range of coverage amounts to choose from, you can help your clients apply 
for a life insurance policy on their terms. Every Ethos term policy includes level premiums, meaning your clients' monthly payments will never increase during their terms. (Product type, benefit amounts, and eligibility can vary 
by carrier.)

 What is term life and how does it work?

Term life insurance features the most straightforward and affordable life insurance option by covering you for a set "term" (typically 10 to 30 years). If you pass away during the term period, your beneficiaries receive a cash payment.

Term life insurance coverage might be right for you if:

• Your loved onese would need to replace lost income while raising children or paying a mortgage
• You have short-term financial responsibilities such as loans, a new business, or credit card debt
• You want the most affordable life insurance coverage