Ease the burden of final end of life expenses with this exclusive plan
Life Well Protected Starts Here
One Solution Agency offers its members access to Life Insurance products that meet each of our members' unique needs to help protect them and their loved ones.
Is Final Expense Insurance Right For You?
Final Expense, or burial insurance, helps potect your loved ones from the burden of end of life expenses. The guaranteed issue policies offer instant approval for all applicants aged 65 through 80, with a range of coverage options up to $20,000 or more with limited death benefit in the first two years. Applicants are guaranteed to be approved in a matter of minutes, regardless of their medical history, and without having to take a medical exam.
Final Expense/Burial Insurance might fit your needs if:
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You want to cover a loved one (or each other) in the event of end of life
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You worry about the burden of end of life expenses passing on to your loved ones
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You want a cash benefit that can help cover funeral and burial costs, medical needs or anything else that will help loved ones.
In Some Cases Your Insurance Needs Can Be Better Served By Term or Whole Life Insurance
Final expense insurance will not be the best product for everyone. If you are young and healthy, for example, you can probably qualify for a term life insurance policy, which has more coverage and a lower premium. Whole life insurance is also attractive for building cash value and protecting you, your loved ones and your assets. Learn more about other options below.
Term Life Insurance
Whole Life Insurance
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What is term life and how does it work?
Term life insurance features the most straightforward and affordable life insurance option by covering you for a set "term" (typically 10 to 30 years). If you pass away during the term period, your beneficiaries receive a cash payment.
Term life insurance coverage might be right for you if:
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Your loved onese would need to replace lost income while raising children or paying a mortgage
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You have short-term financial responsibilities such as loans, a new business, or credit card debt
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You want the most affordable life insurance coverage
What is whole life?
Whole life insurance can last the rest of your life with a guaranteed payout for your loved ones. Selecting the right amount of coverage early can be a great planning tool to cover for different stages of life.
Whole life may be a great fit for you if:
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You want coverage longer than a specific time, one that lasts your entire life
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You want a policy to build cash value over time
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You want to invest for a long-term benefit by locking in a lower rate early that stays the same the entire time
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